An auto title loan is a secured loan using the title of your vehicle as collateral. With an auto title loan, you can receive the cash you need and still drive your car. If you need cash fast, apply for an auto loan now Fill out the “Get Started Today” web form today!

To obtain an auto title loan, you will need:

• Florida Motor Vehicle Title – the title needs to be free and clear, and cannot be a salvage title or a rebuilt title
• Valid Driver’s License
• Valid Vehicle Registration
• *Car Insurance (see below)
• Two current bills in your name at your current address
• Proof of income in the form of two current paycheck stubs OR two current bank statements

Yes, proof of employment is required in order to obtain an auto title loan. If you are self-employed, or if you are receiving government benefits, two current bank statements can be accepted as proof of income.

We can approve your loan within a matter of minutes. Our storefront loans take 25 minutes from start to finish. The online loan process is also funded same day.

The maximum interest rate shall be 30 percent per annum, computed on the first $3,000 of the principal amount as computed from time to time; 24 percent per annum on that part of the principal amount as computed from time to time exceeding $3,001 and not exceeding $4,000; and 18 percent per annum on that part of the principal amount as computed from time to time exceeding $4,001 and not exceeding $25,000. The original principal amount as used in this section shall be the same amount as the amount financed as defined by the federal Truth in Lending Act and Regulation Z of the Board of Governors of the Federal Reserve System. Loan APR is less than 35%.

Yes. We can process your auto title loan 100% online from any city in Florida. Same day. If you are close to our main office, you may also come into our office located at 3489 Davie Blvd. Fort Lauderdale, FL 33312.

Like any loan, an auto title loan involves scheduled payments over a set period of time until the loan is paid back. While taking out the loan itself won’t have an immediate noticeable effect on your credit score, making on time payments in full will improve your credit score slightly over time. However, failure to make payments on time and in full will cause your score to drop.

Certain bank holidays can affect when you receive your funding, but only if they fall on weekdays.

We do not perform credit checks. We may report loans that are in default to credit reporting agencies.

Yes, a free and clear Florida Motor Vehicle Title that is not a salvage or rebuilt title is required for an auto title loan.

Your name must always be on the title of the automobile. If your name is on an “and” or “or” title, you can still obtain an auto title loan. If your name is on an “or” title, the other person does not need to be included in the loan application. If your name is on an “and” title, the other person must also be included in the application in order for you to obtain the loan.

The amount of money you receive in your car title loan depends on the wholesale value of your automobile. Please contact us here so that we can respond to you on an individual basis.

Here at Today's Financial Services, our minimum lending amount is $500.00 and our maximum lending amount is $5000.00.

12 month simple interest amortized loan.

Yes, you can. If you are planning on paying off your loan early, be sure to ask us about our early payoff discount. There is no prepayment penalty and we will prorate your interest.

There are several different options available to you. You can:

• Set up automatic ACH debit payments, so that all payments will be debited from your checking account on the date that they are due
• Set up non-automatic ACH debit payments, so that you can call every month to authorize the debited payments from your checking account
• Mail a cashier’s check or money order in a self-addressed envelope that we supply every month when your payments are due
• Pay in store each month with a cashier’s check or money order

If you think that you are going to default on your loan, we encourage you to contact us immediately. We want to work with you and help you find the best possible solution for paying off your loan obligation. However, if we are not able to resolve your loan obligation and the loan is defaulted on, we will have the right to repossess your vehicle.

Yes! Our website is designed with security features to make sure that your personal information is protected. We use firewalls to block access to our customer’s information. All information is processed through our third party verification companies in accordance with our privacy policy for the purpose of fraud prevention and detection. All Florida Motor Vehicle Titles are safely stored as e-titles with Florida Department of Motor Vehicles in Tallahassee, and once the lien is satisfied, the FDMV in Tallahassee mails the titles directly to the address on file.