There are lots of excuses we make about being late. Like being late for a friend's birthday party can be stressful.  But running late on paying your bills is something that can have you really worried.  Unfortunately, there's a whole lot of consumers who know the consequences first-hand. Perhaps, it's time to come up with […]

In the wake of the economic downturn millions of consumers are being pinched by the increased cost of living, rising costs, and stagnating income.  It's always a constant squeeze - the toss-up between uncertainty and insecurity that's weighing down the bottom line even for those who didn't have a break in employment.  Job security still stands out […]

It's no easy trick to meld the world of spending and saving.  And then when the financial pinch is in front of us, there's a good possibility that we haven't even given much thought to finding the ground zero for economically-smart moves to being budget-wise.  In fact, many consumers still rely on credit cards to bankroll a […]

Today boosting your nest egg is a top priority.  Savvy-smart consumers have increasingly turned to the new-wave of smart strategies like short-term car title loans to offset unexpected expenses.  They've found that it's the top-choice for protecting their savings and a can't miss for putting a positive face on that pesky debt fix.  It's really no stretch to […]

Paying bills is just like getting your teeth pulled or working out for an hour non-stop.  You might not want to do it, but then again you might have to in order to suffer less later.  Getting up the cash for a vacation or sending your kids off to summer camp can be painful - […]

For sure, credit cards are very powerful financial tools.  One of the biggest reasons is that it's difficult to turn down a large expense when it's so easy to turn to plastic. But reinventing yourself with another kind of cash-flow energy instead of hopping on the bandwagon with credit cards just might be a much […]

Lately, there's been a lot of talk about how much tougher things are today than they used to be.  And it's no surprise. Everything seems to just be more expensive and it looks like building up a cash-cushion is the closest thing to a dream. That's probably why so many consumers have decided that it's […]

Nowadays, it just seems like it's much more difficult to stay above the radar when it comes to off-loading a pile of debts.  It's like trying to keep your cool while putting a positive face on your bottom line.  So if you're already pining for a fix with a do-now-fixer-upper that's a can't miss, car title […]

Some things just never change when it comes to what annoys people about their credit report.  Although consumers have an always-increasing level of understanding about what contributes to credit scoring, things such as hard or soft inquiries - notations that become part of a credit report and can remain there for up to two years - can […]

Most likely the last thing you need during a budget meltdown is some grinchy calamity that costs you money.  But, at some point in our lives we're apt to accumulate debt in order to pay for good things - like children's education, upgraded living expenses, for example, a new apartment, or some other necessity (unexpected […]

If you've paid your car off because you couldn't stand making monthly car payments that never seemed to end, that means you've got a great asset - your wheels.  But if tangled-up bills are piled up on your desk, and more of them seem to be popping out of no where - if that describes […]

It's a known fact that at least more than one-quarter of all consumers have been raiding their retirement accounts and used some or all of it for non-retirement needs.  Cashing out on retirement savings, for those not yet 59 1/2, triggers a 10 percent penalty - not including those pesky taxes that haven't been paid […]